PENNYMAC LOAN SERVICES, LLC v. THE HEIRS AT LARGE OF GLORIA BROOKS et al, 525982/2022, 21 (N.Y. Sup. Ct., Kings County Jan. 4, 2023) (2024)

FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`NYSCEF DOC. NO. 21
`
`INDEX NO. 525982/2022
`
`RECEIVED NYSCEF: 01/04/2023
`
`Exhibit
`
`"A"
`
`

`

`COUNTY
`FILED:
`/2022
`/07
`CLERK
`KINGS
`: 58
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`09
`03
`PM|
`4
`NYSCEF
`DOC.
`NO.
`NYSCEF DOC. NO. 21
`COURT
`OF THE
`SUPREME
`COUNTY
`OF KING S
`-----------------------------------------------------------..x
`PENNYMAC
`LOAN SERVICES,
`
`STATE
`
`OF NEW YORK
`
`LLC,
`
`Plaintiff/Petitioner,
`
`vs.
`
`NO.
`INDEX
`525982/2022
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`AT LARGE
`OF GLORIA
`THE HEIRS
`deceased,
`BROOKS,
`and all persons
`who
`are spouses,
`grantees, mortgagees,
`widows,
`successors
`in interest
`of
`devisees,
`distributees,
`lienors,
`heirs,
`such of
`them as may
`and their
`be dead,
`husbands
`and wives,
`and successors
`distributees
`of
`interest
`of all
`heirs,
`devisees,
`of whom and whose
`names
`and places
`are unknown
`to Plaintiff;
`NEW YORK
`JAMES
`JALIN
`CITY
`BRELAND;
`SINGLETON;
`NEW YORK
`PARKING
`VlOLATIONS
`STATE
`BUREAU;
`DEPARTMENT
`AND FINANCE;
`OF TAXATION
`UNITED
`OF AMERICA,
`STATES
`DOE"
`AND "JANE
`"JOHN
`said
`the intention
`it being
`names
`fictitions,
`being
`any and all occupants
`Plaintiff
`to designate
`foreclosed
`herein,
`being
`
`DOE"
`
`Index No.
`
`of
`of premises
`
`Defendant/Respondent.
`--------------------x
`
`NOTICE
`
`OF ELECTRONIC
`(Consensual
`(Uniform
`Rule
`
`Case)
`§ 202.5-b)
`
`FILING
`
`You
`
`have
`
`received
`
`this Notice
`
`because:
`
`1) The
`Plaintiff/Petitioner,
`State Courts
`E-filing
`
`whose
`
`name
`
`system
`
`("NYSCEF"),
`
`is listed
`and
`
`above,
`
`has filed
`
`this
`
`case using
`
`the New York
`
`"
`
`"
`
`2) You
`
`are a Defendant/Respondent
`
`(a party)
`
`in this
`
`case.
`
`you
`if
`Give
`
`represented
`are
`to your
`this Notice
`
`by an attorney:
`(Attorneys:
`attorney.
`
`see "Information
`
`for
`
`Attorneys"
`
`pg.
`
`2)
`
`If you
`are
`will
`You
`in paper,
`
`represented
`not
`with
`be served
`all
`unless
`choose
`
`you
`
`by an attorney:
`documents
`to participate
`
`in paper
`and
`in e-filing.
`
`you must
`
`serve
`
`and
`
`file
`
`your
`
`documents
`
`Kyou
`device
`address
`
`to participatein
`choose
`to convert
`documents
`to receive
`service
`
`you mujit
`e-filing,
`into
`electronic
`of documents.
`
`format,
`
`have
`
`to a computer
`access
`a connection
`to the
`
`and
`
`internet,
`
`a scanner
`and
`
`orother
`e-mail
`
`an
`
`The
`
`benefits
`
`of participating
`
`in e-filing
`
`include;
`
`"
`
`"
`
`serving
`
`and
`
`filing
`
`your
`
`documents
`
`electronically
`
`free
`
`access
`
`to view
`
`and
`
`print
`
`your
`
`e-filed
`
`documents
`
`1 of
`
`2
`
`

`

`COUNTY
`FILED
`/2022
`09/07
`CLERK
`KINGS
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`03
`: 58
`:
`PM|
`4
`NYSCEF
`DOC.
`NO.
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`09/07/2022
`RECEIVED
`NYSCEF:
`RECEIVED NYSCEF: 01/04/2023
`
`"
`
`"
`
`limiting
`
`your
`
`number
`
`of
`
`trips
`
`to the courthouse
`
`paying
`
`any
`
`court
`
`fees
`
`on-line
`
`(credit
`
`card
`
`needed)
`
`To
`
`register
`
`for
`
`e-filing
`
`or
`
`for more
`
`information
`
`about
`
`how
`
`e-filing
`
`works:
`
`"
`"
`
`visit:
`contact
`information
`
`www.nycourts.gov/efile-unrepresented
`Center
`Office
`the Clerk's
`or Help
`at www.nycourts.gov
`can be found
`
`or
`the court
`
`at
`
`where
`
`the
`
`case was
`
`filed.
`
`Court
`
`contact
`
`To
`
`find
`
`legal
`
`information
`
`to help
`
`you
`
`represent
`
`yourself
`
`visit
`
`www.nycourthclp,gov
`
`Information
`
`for
`
`Attorneys
`
`is served
`NYSCEF
`
`notice
`case.
`
`must
`
`either
`
`consent
`
`ordecline
`
`consent
`
`An
`attomey
`to electronic
`
`representing
`and
`filing
`
`a party
`service
`
`who
`through
`
`with
`for
`
`this
`this
`
`registered
`Attorneys
`the NYSCEF
`site.
`must
`first
`create
`consent
`
`by going
`
`with NYSCEF
`record
`may
`registered
`not
`Attorneys
`a NYSCEF
`account
`and
`to www.nycourts.gov/efile
`
`their
`with
`obtain
`
`consent
`NYSCEF
`a user
`
`electronically
`but
`intending
`and
`password
`
`ID
`
`provided
`in the manner
`in
`to participate
`prior
`to recording
`
`e-filing
`their
`
`at
`
`Attorneys
`consent.
`
`declining
`
`to consent
`
`must
`
`file with
`
`the court
`
`and serve
`
`on all parties
`
`of
`
`record
`
`a declination
`
`of
`
`additional
`For
`information
`at www.nyeourts.gov/efile
`website
`efile(ignycourts.gov).
`mail:
`
`about
`
`electronic
`or
`contact
`
`and to create
`filing
`the NYSCEF
`
`a NYSCEF
`account,
`Resource
`Center(phone:
`
`the NYSCEF
`visit
`646-386-3033;e-
`
`Dated:
`
`August
`
`_,
`
`2022
`
`(Signature)
`
`28 East Main
`
`Street Suite
`
`1800
`
`_(Address)
`
`Mark
`
`K. Broyles
`
`. q.
`
`(Name)
`
`Roches_t.er, NY 14614
`
`(Address)
`
`Fein
`
`Such & Crane
`
`LLP
`
`(Firm Name)
`
`585-232-7400
`
`(Phone)
`
`To:
`
`firstlegal@feinsuchcrane.com__
`
`(E-Mail)
`
`2 of
`
`2
`
`

`

`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`0 22
`O 9 /07
`COUNTY
`CLERK
`KINGS
`(FILED
`03
`: 5 8
`/2
`:
`PM)
`DOC.
`NYSCEF
`NO.
`3
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`09/07/2022
`NYSCEF:
`RECEIVED
`RECEIVED NYSCEF: 01/04/2023
`
`STATE
`SUPREME
`PENNYMAC
`
`OF NEW YORK
`COUR E
`LOAN
`
`COUNTY
`
`SERVICES,
`
`OF KINGS
`LLC,
`
`Plaintiff,
`
`-vs-
`
`THE HEIRS
`all persons
`and
`
`lienors,
`such
`
`of
`
`OF GLOR1A
`AT LARGE
`BROOKS,
`deceased,
`who
`are spouses,
`mortgagees,
`grantees,
`widows,
`of
`in interest
`successors
`distributees,
`devisees,
`heirs,
`and their
`and wives,
`be dead,
`husbands
`them as may
`of all
`distributees
`and
`successors
`of
`interest
`devisees,
`heirs,
`of whom and whose
`names
`and
`are unknown
`places
`to Plaintiff;
`NEW YORK
`JAMES
`JALIN
`CITY
`BRELAND;
`SINGLETON;
`NEW YORK
`STATE
`PARKING
`BUREAU;
`VIOLATIONS
`AND FINANCE;
`UNETED
`DEPARTMENT
`OF TAXATION
`STATES
`OF AMERICA;
`DOE"
`AND "JANE
`"JOHN
`it being
`names
`fictitious,
`being
`and all
`Plaintiff
`to designate
`any
`foreclosed
`herein,
`being
`Defendant(s).
`
`DOE"
`
`said
`the intention
`occupants
`
`of
`of premises
`
`OF
`CERTIFICATE
`MERIT
`PURSUANT
`N.Y.
`C.P.L.R.
`§3012-b
`
`TO
`
`Mortgage
`385 East
`
`Brooklyn,
`
`Premises
`37th
`Street,
`NY 11203
`
`Address
`
`Index
`
`No.
`
`1.
`
`licensed
`law duly
`at
`I am an attorney
`Such & Crane,
`the law firm of Fein,
`
`with
`
`to practice
`
`L.L.P.,
`
`in the State
`attorneys
`for
`
`of New York,
`plaintiff
`in this
`
`and am
`
`affiliated
`action.
`
`2.
`
`Real
`Property
`the Complaint.
`
`foreclosure
`residential
`This
`Actions
`and Proceedings
`
`action
`Law
`
`a home
`involves
`§l304
`to the extent
`
`loan,
`alleged
`
`term is defined
`as such
`NINTH
`in paragraph
`
`in
`of
`
`3.
`the mortgage,
`defendant,
`including
`
`1 have
`
`the facts
`reviewed
`agreement
`and
`of assignment
`extension,
`
`and reviewed
`
`case
`this
`of
`or bond
`note
`(if
`and
`
`underlying
`and all other
`any),
`consolidation.
`
`pertinent
`the mortgage
`instruments
`
`documents,
`including
`executed
`by
`indebtedness
`
`of
`
`security
`all
`instruments
`any modification,
`
`4.
`the Plaintiff.
`
`I have
`
`consulted
`
`with
`
`Desiree
`
`Guyton,
`
`Authorized
`
`Representative
`
`a representative
`
`of
`
`1 of
`
`2
`
`

`

`COUNTY
`FILED:
`: 58
`/2022
`/07
`CLERK
`KINGS
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`09
`03
`PM|
`NYSCEF
`DOC.
`NO.
`3
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`5.
`I certify
`is the
`
`Upon
`that
`creditor
`
`review
`and
`this
`consultation,
`basis
`is a reasonable
`there
`to enforce
`rights
`entitled
`
`to the best
`of my knowledge,
`the commencement
`for
`of
`this
`under
`these
`documents.
`
`and
`information,
`and that
`action,
`
`belief,
`plaintiff
`
`6.
`the mortgage,
`defendant;
`including
`
`Attached
`
`security
`instruments
`
`all
`
`as part
`of
`herein
`and
`agreement
`and
`note
`of assignment
`
`the Complaint
`or bond
`
`underlying
`other
`and any
`any);
`consolidation.
`
`the following
`of
`are copies
`executed
`the mortgage
`of
`instrument
`
`documents:
`by the
`indebtedness,
`
`(if
`and
`
`any modification,
`
`extension,
`
`7.
`
`Attached
`
`affidavits
`
`destruction,
`
`attesting
`theft,
`
`herein
`that
`certain
`or otherwise.
`
`as part
`and
`documents
`
`of
`
`the Complaint,
`as described
`
`if applicable,
`in paragraph
`
`are supplemental
`5 supra
`are lost, whether
`
`by
`
`8.
`
`NYCRR
`
`Part
`
`I am aware
`of my obligations
`and 22 NYCRR
`Part
`
`1200)
`
`under
`130.
`
`New York
`
`Rules
`
`of Professional
`
`Conduct
`
`(22
`
`DATED:
`
`September
`
`, 2022
`
`,/..---
`
`f<
`
`_ _
`
`11, Ll.P
`
`1800
`
`,
`Fsq.
`Mark
`3royles,
`- CRo
`UCH
`FEIN,.
`for P c
`itiff
`Attorneys
`and P.O. Address
`Office
`Suite
`28 East Main
`Street,
`New York
`14614
`No.
`(585)232-7400
`
`Rochester,
`Telephone
`YPNMC006
`
`2 of
`
`2
`
`

`

`(F ILED
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`/07
`CLERK
`COUNTY
`KINGS
`: 58
`/2022
`:
`09
`03
`PM|
`NYSCEF
`DOC.
`NO.
`2
`NYSCEF DOC. NO. 21
`
`525982/2022
`INDEX
`NO.
`INDEX NO. 525982/2022
`RECEIVED
`09/07/2022
`NYSCEF:
`RECEIVED NYSCEF: 01/04/2023
`
`OF NEW YORK
`STATE
`COURT
`SUPREME
`
`COUNTY
`
`OF KINGS
`
`PENNYMAC
`
`LOAN
`
`SERVICES,
`
`LLC,
`
`Plaintiff,
`
`vs
`
`THE HEIRS
`and all persons
`
`lienors,
`such
`
`of
`
`OF GLORIA
`AT LARGE
`BROOKS,
`deceased,
`are spouses,
`who
`grantees,
`widows,
`mortgagees,
`successors
`in interest
`of
`devisees,
`distributees,
`heirs,
`and their
`be dead,
`husbands
`and wives,
`them as may
`of
`interest
`of all
`distributees
`and
`successors
`heirs,
`devisees,
`of whom and whose
`and places
`names
`are unknown
`to Plaintiff;
`NEW YORK
`JAMES
`JALIN
`CITY
`BRELAND;
`SINGLETON;
`NEW YORK
`PARKING
`STATE
`VIOLATIONS
`BUREAU;
`AND FINANCE;
`DEPARTMENT
`OF TAXATION
`UNITED
`OF AMERICA;
`STATES
`DOE"
`AND "JANE
`said
`"JOHN
`the intention
`it being
`names
`fictitious,
`being
`Plaintiff
`to designate
`and all occupants
`any
`foreclosed
`herein,
`
`DOE"
`
`of
`of premises
`
`being
`
`OF
`
`NOTICE
`PENDENCY
`OF ACTION
`
`Index
`
`No.
`
`Defendants.
`
`NOTICE
`
`IS HEREBY
`
`GIVEN,
`
`that
`
`an action
`
`has been
`
`commenced
`
`and
`
`is now
`
`pending
`
`in the SUPREME
`
`Court
`
`of KINGS
`
`County
`
`upon
`
`the Complaint
`
`of
`
`the above
`
`plaintiff
`
`against
`
`the
`
`above·named
`
`defendant(s)
`
`for
`
`the foreclosure
`
`of a mortgage
`
`bearing
`
`the date
`
`January
`
`11, 2020,
`
`executed
`
`by GLORIA
`
`BROOKS,
`
`now
`
`deceased,
`
`to secure
`
`the sum of $302,600.00
`
`and
`
`recorded
`
`in CR FN 2020000230676,
`
`in the Office
`
`of
`
`the City
`
`Register
`
`of
`
`the City
`
`of New York
`
`on August
`
`17, 2020.
`
`Said Mortgage
`
`was
`
`then
`
`assigned
`
`to the Plaintiff
`
`by
`
`virtue
`
`of an Assignment
`
`of Mortgage
`
`recorded
`
`on October
`
`23,
`
`2020
`
`in the Office
`
`of
`
`the City
`
`Register
`
`of
`
`the City
`
`of New
`
`York
`
`in CRFN 2020000296106.
`
`1 of
`
`4
`
`

`

`F I LED :
`COUNTY
`/2022
`O 9 /07
`CLERK
`KINGS
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`: 58
`03
`PM|
`NYSCEF
`DOC.
`NO.
`2
`NYSCEF DOC. NO. 21
`
`INDEX
`525982/2022
`NO.
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`This
`
`action
`
`also
`
`seeks
`
`to amend
`
`the Legal
`
`Descriptions
`
`in the Mortgage
`
`recorded
`
`in
`
`CRFN 2020000230676
`
`and
`
`the Deed
`
`recorded
`
`in Reel
`
`4873
`
`at Page
`
`1733
`
`to fix
`
`all
`
`typographical
`
`errors.
`
`AND,
`
`NOTICE
`
`IS FURTHER
`
`GIVEN,
`
`that
`
`the mortgaged
`
`premises
`
`described
`
`in such
`
`mortgage(s)
`
`affected
`
`by
`
`the
`
`said
`
`foreclosure
`
`action,
`
`were,
`
`at
`
`the time
`
`of
`
`the
`
`commencement
`
`of
`
`at
`
`the time
`
`of
`
`of
`
`situated
`
`of KINGS
`
`and State
`
`this
`
`action,
`
`and
`
`the filing
`
`this Notice,
`
`in the County
`
`of New York,
`
`and are described
`
`in
`
`"Schedule
`
`A - Legal
`
`Description"
`
`attached
`
`hereto
`
`and made
`
`a
`
`part
`
`hereof.
`
`The Clerk
`
`of
`
`the County
`
`of KINGS,
`
`is directed
`
`to index
`
`this Notice
`
`against
`
`the names
`
`of
`
`all
`
`the defendant(s).
`
`DATED:
`
`August
`
`Ó,
`
`2022
`
`Mortgaged
`
`Premises
`Information:
`Address:
`285 East
`Property
`as: Block
`4891
`known
`Also
`NY 11203.
`BROOKLYN
`
`37th
`in Tax
`
`4--
`4
`. Broyles,
`Marl(cid:12)
`Esq.
`SUCH & CRANE,
`FEl
`for Plain
`Attorneys
`Address
`and P.O.
`Office
`28 East Main
`Suite
`Street,
`New York
`14614
`No.
`(585)232-7400
`
`Rochester,
`Telephone
`YPNMC006
`
`.
`
`.P
`
`1800
`
`Street,
`Lot
`
`NY 11203
`Brooklyn,
`50 on the Tax Assessment
`
`map
`
`of
`
`the BOROUGH
`
`of
`
`Mortgage
`Name:
`Contact
`
`Servicer
`PENNYMAC
`Number:
`Phone
`
`Information:
`LOAN
`SERVICES,
`888-870-6229
`
`LLC
`
`2 of
`
`4
`
`

`

`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`/07
`CLERK
`COUNTY
`KINGS
`/2022
`FILED:
`03
`:58
`09
`PM|
`NYSCEF
`DOC.
`NO.
`2
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`09/07/2022
`NYSCEF:
`RECEIVED
`RECEIVED NYSCEF: 01/04/2023
`
`SCHEDULE
`
`"A"
`
`LEGAL
`
`DESCRIPTION
`
`CERTAIN
`THAT
`ALL
`PLOT,
`PIECE,
`OF BROOKLYN,
`IN THE BOROUGH
`OF NEW YORK,
`BOUNDED
`STATE
`
`OF LAND,
`PARCEL
`SITUATE,
`OF NEW YORK,
`COUNTY
`CITY
`AND DESCRIBED
`AS FOLLOWS:
`
`AND BEING
`LYING
`AND
`OF KINGS
`
`BEGINNING
`240
`FEET
`EASTERLY
`AVENUE;
`
`ON THE EASTERLY
`AT A POINT
`FROM THE CORNER
`FORMED
`NORTH
`OF EAST
`WITH
`STREET
`SIDE
`37TH
`
`OF EAST
`DISTANT
`SIDE
`37TH
`STREET,
`BY THE
`OF THE
`INTERSECTION
`THE NORTHERLY
`SIDE OF SYNDER
`
`THENCE
`
`EASTERLY
`
`PARALLEL
`
`WITH
`
`SNYDER
`
`AVENUE,
`
`100 FEET;
`
`THENCE
`
`NORTHERLY
`
`PARALLEL
`
`WITH
`
`EAST
`
`37TH
`
`STREET,
`
`20 FEET;
`
`THENCE
`DISTANCE
`OF EAST
`
`WESTERLY
`THROUGH
`37TH
`
`STREET;
`
`PARALLEL
`A GARAGE
`
`SNYDER
`WITH
`PARTY WALL,
`
`AVENUE,
`100 FEET
`
`AND PART OF THE
`TO THE EASTERLY
`
`SIDE
`
`THE EASTERLY
`ALONG
`SOUTHERLY
`THENCE
`OR PLACE
`TO THE POINT
`OF BEGINNING.
`
`SIDE OF EAST
`
`37TH
`
`STREET,
`
`20 FEET
`
`OF THE OWNER OF
`IN FAVOR
`OF WAY,
`OR RIGHT
`AN EAsem*nT
`WITH
`TOGETHER
`6 INCHES
`THE MOST
`SOUTHERLY
`OVER
`DESCRIBED
`THE ABOVE
`PREMISES
`3 FEET
`AND
`FOR THE PURPOSE
`NORTH
`OF INGRESS
`ON TIIE
`OF PREMISES
`ADJOINING
`TO AND FROM A GARAGE
`OR
`FOR PLEASURE
`EGRESS
`AUTOMOBILES
`BUILT
`TO BE BUILT
`IN THE REAR OF PREMISES
`HEREIN
`INTENDED
`DESCRIBED.
`
`OF WAY IN FAVOR
`OF OWNER OF PREMISES
`OR RIGHT
`TO A EAsem*nT
`SUBJECT
`THE MOST NORTHERLY
`ON THE NORTII
`OVER
`IMMEDIATELY
`3 FEET
`ADJOINING
`FOR THE USE AND PURPOSF,
`DESCRIBED
`OF
`OF PREMISES
`HEREIN
`INCHES
`AND EGRESS
`FOR PLEASURE
`TO AND FROM A GARAGE
`AUTOMOBILES
`INGRESS
`OR INTENDED
`TO BE BUILT
`IN THE REAR OF PREMISES
`ON THE
`BUILD
`ADJOINING
`NORTH.
`
`6
`
`THE IMPROVEMENTS
`THEREON
`NEW YORK
`- 11203.
`BROOKLYN,
`
`BEING
`
`KNOWN AS 285 EAST
`
`37TH
`
`STREET,
`
`3 of
`
`4
`
`

`

`09/07
`KINGS
`: 58
`/2022
`CLERK
`COUNTY
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`(FILED:
`03
`PM|
`NYSCEF
`2
`DOC.
`NO.
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`NYSCEF:
`RECEIVED
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`K. Broyles,
`an attorney
`Mark
`ESQ.,
`the law firm of Fein, Such & Crane,
`
`duly
`LLP,
`
`licensed
`certifies
`
`to practice
`regard
`with
`
`in the State of New York,
`papers
`to the following
`
`in
`and a partner
`documents:
`and/or
`
`___
`
`X
`
`____
`
`___
`
`_____
`
`FORECLOSURE
`FORECLOSURE
`IN MORTGAGE
`OF PENDENCY
`HAS BEEN
`NOTICE
`
`OF TENANCY)
`FOR SUMMARY
`
`JUDGMF.NT
`
`(AFFIDAVIT
`OF TilE MOTION
`
`OF ACTION
`
`OF ACTION
`
`IN MORTGAGE
`OF APPEARANCE
`NOTICE
`AND WAlVER
`OF APPEARANCE
`NOTICE
`& THAT
`OF NO ANSWER
`AFFIRMATION
`FILED
`AFFIDAVIT
`SUPPLEMENTAL
`IN SUPPORT
`AFFIDAVITS
`OF SERVICE
`AFFIDAVITS
`OF PENDENCY
`NOTICE
`SUMMONS
`COMPLAINT
`OF PENDENCY
`AMENDED
`NOTICE
`SUMMONS
`SUPPLEMENTAL
`AMENDED
`COMPLAINT
`ANSWER
`IN OPPOSITION
`AFFIDAVIT
`OATH & REPORT
`REFEREE'S
`OF SALE
`REPORT
`REFEREE'S
`TO CANCEL
`LIS PENDENS
`STIPULATION
`TO ACCOMPANY
`STIPULATION
`AFFIDAVIT
`& TERMSOFSALE
`MEMORANDUM
`ATTORNEY
`AFFIRMATION
`IN SUPPORT
`SALE
`ATTORNEY
`SALE
`ORDER TO CANCEL
`FORECLOSURE
`AFFIRMATION
`AFFIDAVIT
`JUDGMENT
`AGREEMENT
`FOREBEARANCE
`ATTORNEY
`AFFIRMATION
`IN SUPPORT
`PUBLICATION
`ATTORNEY
`
`TO SUMMARY
`OF AMOUNT
`
`JUDGMENT
`DUE
`
`TO CANCEL
`
`LIS PENDENS
`
`OF JUDGMENT
`
`OF FORECLOSURE
`
`&
`
`AFFlDAV1T
`
`IN SUPPORT
`
`OF JUDGMENT
`
`OF FORECLOSURE
`
`&
`
`LIS PENDENS
`
`AND VACATE
`
`JUDGEMENT
`
`OF
`
`OF THE ORDER TO CANCEL
`LIS PENDENS
`IN SUPPORT
`OF MOTION
`IN SUPPORT
`OF NOTICE
`FOR DEFICIENCY
`
`OF ORDER FOR SERVICE
`
`BY
`
`AFFlRMATION
`
`OF REGULARITY
`
`that
`to his knowledge,
`of
`the presentation
`section
`130-1.1
`of
`
`formed
`and belief,
`information
`therein
`the paper
`or contentions
`the Chief
`Administrator
`the Rules
`of
`
`an inquiry
`after
`frivolous
`are not
`[22NYCRR
`
`reasonable
`as defined
`130-1.1(c)].
`
`the circ*mstances,
`under
`(c) of
`in subsection
`
`August
`Dated
`
`, 2022
`
`_ A
`
`la
`
`I
`
`Broyles,
`
`.g.
`
`4 of
`
`4
`
`

`COUNTY
`KINGS
`/07
`CLERK
`FILED:
`03:58
`/2022
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`09
`PM|
`NO.
`NYSCEF
`DOC.
`1
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`OF NEW YORK
`STATE
`COURT
`SUPREME
`
`COUNTY
`
`OF KINGS
`
`PENNYMAC
`
`LOAN
`
`SERVICES,
`
`LLC,
`
`-vs-
`
`Plaintiff,
`
`OF GLORIA
`AT LARGE
`BROOKS,
`deceased,
`who
`are spouses,
`mortgagees,
`grantees,
`widows,
`successors
`in interest
`of
`distributees,
`devisees,
`heirs,
`and wives,
`and their
`be dead,
`husbands
`them as may
`of all
`distributees
`and successors
`of
`interest
`devisees,
`heirs,
`of whom and whose
`are unknown
`names
`and
`places
`to Plaintiff;
`NEW YORK
`JAMES
`CITY
`BRELAND;
`JALIN
`SINGLETON;
`NEW YORK
`STATE
`PARKING
`BUREAU;
`VIOLATIONS
`OF TAXATION
`UNITED
`DEPARTMENT
`AND FINANCE;
`OF AMEIUCA;
`STATES
`DOE "
`DOE"
`AND "JANE
`said
`"JOHN
`intention
`the
`it being
`names
`fictitious,
`being
`Plaintiff
`to designate
`and all occupants
`any
`foreclosed
`herein,
`
`THE HEIRS
`and
`all persons
`
`lienors,
`such
`
`of
`
`being
`
`of
`of premises
`
`SUMMONS
`
`Index
`
`No.
`
`Defendants.
`
`Mortgaged
`285 East
`
`Premises:
`37th
`
`Street,
`
`Brooklyn,
`
`NY 1 I203
`
`NAMED
`TO THE ABOVE
`DEFENDANT(S):
`SUMMONED
`YOU ARE HEREBY
`the Complaint
`to answer
`entitled
`on the plaintiffs
`days
`within
`of your
`a copy
`of
`Answer
`to serve
`and
`(20)
`twenty
`attorney
`or within
`of
`of service,
`the day
`service
`days
`after
`exclusive
`of
`this Summons,
`thirty
`(30)
`is made
`in any manner
`other
`than
`by personal
`where
`service
`of
`is complete
`the same
`delivery
`the State.
`The United
`States
`of America,
`if designated
`as a defendant
`in this
`within
`action,
`of service.
`Your
`or
`answer
`or appear
`within
`days
`failure
`to appear
`to answer
`will
`(60)
`sixty
`demanded
`in the Complaint.
`by default
`for
`the
`relief
`In the
`in a judgment
`against
`you
`result
`that
`from the sale
`a judgment
`be entered
`a deficiency
`balance
`event
`remains
`and
`the Defendant
`obtained
`a bankruptcy
`or
`further
`against
`unless
`you,
`be just
`and
`relief
`as may
`equitable.
`
`in the above
`
`action
`
`the
`service
`
`may
`
`proceeds,
`discharge
`
`may
`other
`
`such
`
`1 of
`
`38
`
`

`

`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`09/07/2022
`CLERK
`KINGS
`COUNTY
`:
`(FILED
`: 5 8
`03
`PM|
`NYSCEF
`DOC.
`NO.
`1
`NYSCEF DOC. NO. 21
`
`INDEX NO. 525982/2022
`525982/2022
`NO.
`INDEX
`
`09/07/2022
`NYSCEF:
`RECEIVED
`RECEIVED NYSCEF: 01/04/2023
`
`YOU ARE
`
`IN DANGER
`
`NOTICE
`OF LOSING
`
`YOUR HOME
`
`you
`If
`answer
`
`respond
`
`proceeding
`entered
`
`and
`
`can
`
`do not
`on the
`attorney
`against
`you
`you
`lose
`
`to this
`for
`and
`your
`
`summons
`the mortgage
`the
`filing
`home.
`
`and
`
`complaint
`
`company
`answer
`with
`
`by
`serving
`filed
`this
`a default
`
`who
`
`court,
`
`a copy
`foreclosure
`judgment
`
`of
`
`the
`
`may
`
`be
`
`to an attorney
`Speak
`information
`on
`how
`
`or go to the
`the
`to answer
`
`where
`court
`summons
`
`your
`and
`
`case
`protect
`
`for
`is pending
`your
`property.
`
`further
`
`Sending
`
`a payment
`
`to your
`
`mortgage
`
`company
`
`will
`
`not
`
`stop
`
`this
`
`foreclosure
`
`action.
`
`YOU MUST RESPOND
`FOR THE
`ATTORNEY
`ANSWER WITH
`THE
`
`BY SERVING
`PLAINTIFF
`THE
`COURT.
`
`A COPY OF THE ANSWER
`(MORTGAGE
`COMPANY)
`
`ON THE
`AND FILING
`
`This
`
`action
`
`also
`
`seeks
`
`to amend
`
`the Legal
`
`Descriptions
`
`in the Mortgage
`
`recorded
`
`in
`
`CRFN 2020000230676
`
`and
`
`the Deed
`
`recorded
`
`in Reel
`
`4873
`
`at Page
`
`1733
`
`to fix
`
`all
`
`typographical
`
`errors.
`
`KINGS
`the mortgaged
`
`County
`premises.
`
`is designated
`
`as the place
`
`of
`
`trial.
`
`The
`
`basis
`
`of venue
`
`is the
`
`location
`
`of
`
`DATED:
`
`August
`
`. 2022
`
`BLOCK:
`LOT:
`
`50
`
`4891
`
`MarlE
`
`E
`
`.
`
`ANE,
`
`LLP
`
`, C
`. Broyles,
`SUCH
`FEIN,
`for Plaintiff
`Attorneys
`and P.O.
`Office
`Address
`28 East Main
`Suite
`Street,
`New York
`14614
`No.
`(585)232-7400
`
`1800
`
`Rochester,
`Telephone
`YPNMC006
`
`2 of
`
`38
`
`

`

`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`CLERK
`022
`/07
`COUNTY
`KINGS
`(FILED:
`/2
`09
`03
`: 58
`PM|
`NO.
`NYSCEF
`DOC.
`1
`NYSCEF DOC. NO. 21
`
`INDEX NO. 525982/2022
`NO.
`INDEX
`525982/2022
`
`09/07/2022
`NYSCEF:
`RECEIVED
`RECEIVED NYSCEF: 01/04/2023
`
`NATURE
`
`AND OBJECT
`
`OF ACTION
`
`The
`the County
`herein.
`
`of
`object
`of KINGS,
`
`above
`the
`action
`ofNew
`State
`
`is to foreclose
`as more
`York
`
`a mortgage
`
`particularly
`
`held
`by
`described
`
`recorded
`the Plaintiff
`in the Complaint
`
`in
`
`TO THE DEFENDANT,
`
`the plaintiff
`
`makes
`
`no personal
`
`claim
`
`against
`
`you
`
`in this
`
`action.
`
`3 of
`
`38
`
`

`

`COUNTY
`KINGS
`PM
`: 58
`09/07/2022
`CLERK
`FILED:
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`03
`NYSCEF
`DOC.
`NO.
`1
`NYSCEF DOC. NO. 21
`
`525982/2022
`TNDEX NO.
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`Help
`
`for
`
`Homeowners
`
`in
`
`Foreclosure
`
`New York
`process.
`
`foreclosure
`
`State
`
`Law
`
`requires
`
`that
`
`we
`
`send
`
`you
`
`this
`
`notice
`
`about
`
`the
`
`Please
`
`read
`
`it
`
`carefully.
`
`Summons
`You
`
`summons
`
`Please
`
`read
`
`an
`
`and
`
`are
`and
`
`the
`
`Complaint
`
`in
`
`danger
`
`complaint
`summons
`
`or
`
`your
`
`local
`
`legal
`
`aid
`
`office
`
`to
`
`obtain
`
`advice
`
`to
`
`of
`
`in
`
`losing
`this
`
`foreclosure
`
`and
`
`complaint
`
`your
`
`home.
`
`If
`
`you
`
`fail
`
`to
`
`respond
`
`to
`
`the
`
`action,
`carefully.
`
`you
`You
`
`may
`should
`
`lose
`
`your
`
`home.
`
`contact
`
`protect
`
`attorney
`yourself.
`
`Sources
`
`of
`
`Information
`
`and
`
`Assistance
`
`immediately
`how
`on
`
`The
`
`State
`
`encourages
`
`you
`
`to
`
`become
`
`informed
`
`about
`
`your
`
`options
`
`In
`
`are
`
`for
`
`addition
`
`to
`
`government
`
`information
`
`seeking
`agencies
`
`assistance
`
`from
`
`an
`
`and
`
`non-profit
`
`attorney
`organizations
`
`about
`
`possible
`
`options,
`
`including
`
`trying
`
`foreclosure.
`
`there
`
`contact
`
`office,
`may
`with
`
`your
`To
`
`lender
`
`locate
`
`maintained
`
`in
`
`aid
`
`or
`
`legal
`
`you
`that
`to work
`
`during
`
`this
`
`process.
`
`you,
`State
`
`you
`
`may
`Department
`
`call
`
`the
`
`toll
`
`free
`
`of
`
`Financial
`
`helpline
`
`Services
`
`1-800-
`
`at
`
`an
`near
`entity
`the New York
`the
`Department's
`
`by
`visit
`
`or
`
`website
`
`at www.dfs.ny.gov.
`
`and
`Obligations
`YOU ARE NOT REQUIRED
`You
`the
`right
`to
`have
`You
`
`are
`
`not
`
`required
`
`TO LEAVE
`home
`your
`home
`
`your
`
`in
`
`leave
`
`stay
`to
`
`during
`unless
`
`YOUR HOME AT THIS
`the
`foreclosure
`
`and
`
`until
`
`your
`
`342-3736
`
`Rights
`
`TIME.
`
`process.
`
`property
`
`is sold
`
`at
`
`auction
`
`pursuant
`
`to
`
`a judgment
`
`of
`
`foreclosure
`
`sale.
`and
`YOU ARE
`
`your
`
`home,
`
`and
`
`pay
`
`property
`
`Regardless
`REQUIRED
`
`of whether
`TO TAKE
`accordance
`with
`Scams
`
`Rescue
`
`taxes
`
`in
`
`Foreclosure
`
`you
`CARE
`state
`
`to
`choose
`OF YOUR
`and
`law.
`local
`
`in
`remain
`PROPERTY
`
`Be
`
`careful
`
`of
`
`are
`
`people
`who
`
`who
`
`approach
`
`you
`
`with
`
`offers
`
`to
`
`"save"
`
`watch
`
`for
`
`notices
`
`your
`
`home.
`
`in
`
`order
`
`to
`
`individuals
`
`profit
`
`from
`
`a homeowner's
`
`distress.
`
`any
`your
`
`such
`
`deed.
`
`promises
`
`State
`
`law
`
`and
`
`any
`requires
`
`suggestions
`
`anyone
`
`foreclosure
`of
`You
`
`should
`
`that
`
`you
`
`pay
`
`actions
`
`be
`
`extremely
`them
`a fee
`
`careful
`
`or
`
`sign
`
`such
`
`services
`
`for
`
`profit
`
`to
`
`offering
`the
`services
`
`them
`
`they
`
`will
`
`perform
`
`from
`
`taking
`services.
`
`any
`
`money
`
`I220I6
`
`and
`from
`
`These
`
`unfairly
`about
`
`over
`
`enter
`
`fees
`
`you
`
`§ 1303 Notice
`
`into
`
`a contract
`
`they
`until
`
`will
`
`they
`
`charge,
`have
`
`which
`
`and
`
`fully
`which
`
`describes
`
`prohibits
`
`completed
`
`all
`
`such
`
`promised
`
`4 of
`
`38
`
`

`

`FILED:
`CLERK
`COUNTY
`KINGS
`: 58
`/2022
`/07
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`09
`03
`PM|
`NYSCEF
`1
`DOC.
`NO.
`NYSCEF DOC. NO. 21
`
`NO.
`525982/2022
`INDEX
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`OF NEW YORK
`STATE
`COURT
`SUPREME
`
`COUNTY
`
`OF KINGS
`
`PENNYMAC
`
`LOAN
`
`SERVICES,
`
`LLC,
`
`-vs-
`
`Plaintiff,
`
`COMPLAINT
`
`THE HEIRS
`and all persons
`
`lienors,
`such
`
`of
`
`OF GLORIA
`AT LARGE
`BROOKS,
`deceased,
`are spouses,
`who
`mortgagees,
`grantees,
`widows,
`of
`in interest
`successors
`devisees,
`distributees,
`heirs,
`and wives,
`and their
`husbands
`be dead,
`them as may
`interest
`of all
`of
`distributees
`and
`successors
`devisees,
`heirs,
`of whom and whose
`are unknown
`to Plaintiff;
`names
`and
`places
`NEW YORK CITY
`JAMES
`JALIN
`BRELAND;
`SINGLETON;
`NEW YORK STATE
`PARKING
`VlOLATIONS
`BUREAU;
`AND FINANCE;
`OF TAXATION
`DEPARTMENT
`UNITED
`OF AMERICA;
`STATES
`DOE"
`AND "JANE
`"JOHN
`the intention
`it being
`fictitious,
`occupants
`to designate
`and all
`any
`foreclosed
`
`names
`
`DOE " said
`of Plaintiff
`of premises
`
`being
`
`Index
`
`No.
`
`being
`
`herein,
`
`Defendants.
`
`The
`
`plaintiff
`
`herein,
`
`by FEIN,
`
`SUCH & CRANE,
`
`LLP,
`
`its attorneys,
`
`complains
`
`of
`
`the
`
`defendants
`
`above
`
`named.
`
`and
`
`for
`
`its cause
`
`of action,
`
`alleges:
`
`FIRST:
`
`The
`
`plaintiff,
`
`is a foreign
`
`state
`
`limited
`
`liability
`
`company
`
`duly
`
`licensed,
`
`organized
`
`and existing
`
`pursuant
`
`to the
`
`laws
`
`of
`
`their
`
`state,
`
`doing
`
`business
`
`in New York.
`
`SECOND:
`
`Upon
`
`information
`
`and belief,
`
`at all
`
`times
`
`hereinafter
`
`mentioned.
`
`the
`
`defendant(s)
`
`reside
`
`or conduct
`
`business
`
`at
`
`the
`
`address
`
`set
`
`forth
`
`in "Schedule
`
`A"
`
`annexed
`
`hereto
`
`(any
`
`that
`
`are corporations
`
`being
`
`organized
`
`and
`
`existing
`
`under
`
`the
`
`laws
`
`of
`
`the State
`
`set
`
`forth
`
`and
`
`are made
`
`defendants
`
`in this
`
`action
`
`in the
`
`capacities
`
`and
`
`for
`
`the
`
`reasons
`
`alleged
`
`therein),
`
`therein.
`
`THIRD:
`
`That
`
`the United
`
`States
`
`of America,
`
`the People
`
`of
`
`the State
`
`of New York.
`
`the
`
`5 of
`
`38
`
`

`

`COUNTY
`KINGS
`FILED
`: 58
`/2022
`/07
`CLERK
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`09
`:
`03
`PM|
`DOC.
`NO.
`1
`NYSCEF
`NYSCEF DOC. NO. 21
`
`INDEX
`525982/2022
`NO.
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`State
`
`Tax Commission
`
`of
`
`the State
`
`ofNew
`
`York,
`
`the Industrial
`
`Commissioner
`
`of
`
`the State
`
`of
`
`New York,
`
`and all other
`
`agencies
`
`or
`
`instrumentalities
`
`of
`
`the Federal,
`
`State
`
`or
`
`local
`
`government,
`
`however
`
`designated,
`
`if named
`
`as defendants,
`
`are made
`
`parties
`
`solely
`
`by
`
`reason
`
`of
`
`the facts
`
`set
`
`forth
`
`in the
`
`annexed
`
`"Schedule
`
`B."
`
`FOURTH:
`
`That
`
`heretofore,
`
`to secure
`
`a sum of money
`
`to the
`
`stated
`
`Lender,
`
`its successor
`
`the defendants
`
`executed,
`
`acknowledged
`
`and delivered
`
`to the
`
`stated
`
`Lender,
`
`a
`
`and assigns,
`
`duly
`
`certain
`
`bond(s)
`
`or note(s)
`
`whereby
`
`they
`
`bound
`
`their
`
`successors
`
`or heirs,
`
`executors,
`
`administrators
`
`and
`
`assigns,
`
`jointly
`
`and
`
`severally,
`
`in the
`
`amount
`
`of said
`
`sum,
`
`as more
`
`fully
`
`described
`
`in the
`
`annexed
`
`"Schedule
`
`C,"
`
`said
`
`schedule
`
`being
`
`a copy
`
`of
`
`the bond(s)
`
`or note(s),
`
`or accurate
`
`reference
`
`to the
`
`assumption
`
`agreement(s)
`
`evidencing
`
`indebtedness
`
`to plaintiff,
`
`together
`
`with
`
`the
`
`terms
`
`of
`
`repayment
`
`of said
`
`sum and
`
`rights
`
`of
`
`the plaintiff.
`
`FIFTH:
`
`the Note
`
`Plaintiff
`
`is the holder
`
`of
`
`referenced
`
`in paragraph
`
`FOURTH
`
`and
`
`entitled
`
`to enforce
`
`the Note.
`
`The Note
`
`was
`
`payable
`
`to Plaintiff
`
`or
`
`indorsed
`
`(specifically
`
`or
`
`in
`
`blank)
`
`and
`
`negotiated
`
`to Plaintiff.
`
`A copy
`
`of
`
`the Note
`
`with
`
`the
`
`indorsem*nt(s)
`
`and/or
`
`allonge(s)
`
`is annexed
`
`hereto
`
`as Schedule
`
`"C".
`
`SIXTH:
`
`That
`
`as security
`
`for
`
`the
`
`payment
`
`of said
`
`indebtedness,
`
`a Mortgage(s)
`
`was
`
`executed
`
`as annexed
`
`hereto
`
`in "Schedule
`
`D,"
`
`acknowledged
`
`and delivered
`
`to the stated
`
`and
`
`wherein
`
`the named
`
`mortgagor
`
`or mortgagors
`
`Lender/Mortgagee,
`
`its successors
`
`assigns,
`
`bargained,
`
`granted
`
`and
`
`sold
`
`to the mortgagee
`
`named
`
`therein,
`
`its
`
`successors
`
`and
`
`assigns,
`
`the
`
`premises
`
`more
`
`particularly
`
`described
`
`therein
`
`(hereinafter,
`
`the "Mortgaged
`
`Premises")
`
`under
`
`certain
`
`conditions
`
`with
`
`rights,
`
`duties
`
`and
`
`privileges
`
`between
`
`the parties
`
`as described
`
`therein.
`
`SEVENTH:
`
`The Mortgage
`
`is currently
`
`held
`
`by Plaintiff.
`
`Copies
`
`are attached
`
`in
`
`Schedule
`
`"D".
`
`As
`
`such,
`
`Plaintiff
`
`is current
`
`beneficiary
`
`of
`
`the Mortgage
`
`securing
`
`the Note,
`
`the
`
`6 of
`
`38
`
`

`

`FILED
`COUNTY
`KINGS
`CLERK
`03:58
`022
`/07
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`:
`/2
`09
`PM)
`NYSCEF
`DOC.
`NO.
`1
`NYSCEF DOC. NO. 21
`
`52 5982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`originals
`
`of which
`
`are in Plaintiff's
`
`possession
`
`and
`
`control,
`
`and Plaintiff
`
`is otherwise
`
`entitled
`
`to
`
`enforce
`
`the
`
`subject
`
`Mortgage
`
`and Note
`
`pursuant
`
`to law.
`
`EIGHTH:
`
`That
`
`said mortgage(s)
`
`was
`
`duly
`
`recorded
`
`and
`
`the mortgage
`
`tax(es)
`
`due
`
`thereon
`
`was
`
`duly
`
`paid
`
`in the County
`
`Clerk's
`
`Office
`
`at
`
`the place
`
`and
`
`time
`
`that
`
`appears
`
`therein.
`
`NINTH:
`
`That
`
`Plaintiff
`
`has
`
`complied
`
`with
`
`all
`
`applicable
`
`provisions
`
`of
`
`the
`
`Laws
`
`2020
`
`ch.
`
`Law
`
`not
`
`limited
`
`to
`
`381, Real
`
`Property
`
`Actions
`
`and Proceedings
`
`and Banking
`
`Law,
`
`including
`
`but
`
`Banking
`
`Law
`
`§595-a,
`
`6-1, 6-m,
`
`and
`
`9-x,
`
`and RPAPL
`
`§ 1304
`
`and
`
`1306,
`
`where
`
`applicable
`
`and
`
`where
`
`the
`
`following
`
`information
`
`applics:
`
`(1) The
`
`90-day
`
`notice
`
`is not
`
`required
`
`under
`
`§1304
`
`because:
`
`the borrower(s)
`
`is/are
`
`deceased,
`
`(2) Compliance
`
`with
`
`Banking
`
`Law
`
`9-x
`
`is not
`
`required
`
`because
`
`(1)
`
`the mortgage
`
`being
`
`foreclosed
`
`herein
`
`does
`
`not meet
`
`the
`
`definition
`
`of
`
`"home
`
`loan"
`
`under
`
`RPAPL
`
`§ 1304,
`
`as required
`
`by Banking
`
`Law
`
`§ 9-x(b)(i).
`
`Banking
`
`law § 9-x
`
`does
`
`not
`
`apply
`
`because
`
`natural
`
`person;
`
`and/or
`
`(b)
`
`the mortgage
`
`debt was
`
`not
`
`incurred
`
`primarily
`
`(a)
`
`for
`
`household
`
`purposes,
`
`but
`
`rather,
`
`is a commercial
`
`loan;
`
`and/or
`
`(c)
`
`the
`
`property
`
`is not
`
`occupied
`
`the
`
`borrower
`
`as his/her
`
`principal
`
`dwelling;
`
`and/or
`
`(2)
`
`the mortgagor
`
`failed
`
`to demonstrate
`
`financial
`
`hardship
`
`as a result
`
`of COVID-19
`
`during
`
`the covered
`
`period
`
`(Banking
`
`Law
`
`9-x(b)(ii));
`
`institution"
`
`the
`
`borrower
`
`is not
`
`a
`
`personal,
`
`family
`
`or
`
`by
`
`and/or
`
`(3) Plaintiff
`
`is not
`
`a "regulated
`
`as defined
`
`under
`
`the
`
`law.
`
`Banking
`
`Law
`
`9-x(c).
`
`TENTH:
`
`That
`
`the
`
`defendant(s),
`
`have
`
`failed
`
`to comply
`
`with
`
`the conditions
`
`of
`
`the
`
`mortgage(s)
`
`or bond(s)
`
`by
`
`failing
`
`to pay
`
`portions
`
`of principal.
`
`interest
`
`or
`
`taxes,
`
`assessments,
`
`water
`
`rates,
`
`insurance
`
`premiums,
`
`escrow
`
`and/or
`
`other
`
`charges.
`
`all as more
`
`fully
`
`described
`
`in
`
`"Schedule
`
`E".
`
`ELEVENTH:
`
`That
`
`plaintiff
`
`clects
`
`herein
`
`to call
`
`due
`
`the entire
`
`amount
`
`secured
`
`by the
`
`7 of
`
`38
`
`

`

`: 58
`/2022
`O 9 /07
`CLERK
`COUNTY
`KINGS
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`(FILED:
`03
`PM|
`NYSCEF
`DOC.
`NO.
`1
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`RECEIVED
`NYSCEF:
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`mortgage(s)
`
`as more
`
`than
`
`thirty
`
`(30)
`
`days
`
`have
`
`elapsed
`
`since
`
`the date
`
`of default.
`
`TWELFTH:
`
`That
`
`"Schedule
`
`E"
`
`sets
`
`forth
`
`the principal
`
`balance
`
`due
`
`and
`
`default
`
`date
`
`and
`
`rate
`
`at which
`
`interest
`
`accrued
`
`from the
`
`defendant(s)
`
`default.
`
`THIRTEENTH:
`
`That
`
`in order
`
`to protect
`
`its
`
`security,
`
`the plaintiff
`
`has paid,
`
`if set
`
`forth
`
`in
`
`"Schedule
`
`E",
`
`or may
`
`be compelled
`
`to pay
`
`during
`
`the
`
`pendency
`
`of
`
`this
`
`action,
`
`local
`
`taxes,
`
`assess-
`
`other
`
`charges
`
`assessed
`
`ments,
`
`water
`
`rates,
`
`insurance
`
`premiums
`
`and
`
`to the Mortgaged
`
`Premises,
`
`and hereby
`
`requests
`
`that
`
`any
`
`sums
`
`paid
`
`by
`
`it
`
`for
`
`said
`
`purposes,
`
`with
`
`interest
`
`thereon,
`
`be added
`
`to
`
`the
`
`sum otherwise
`
`due,
`
`be deemed
`
`secured
`
`by
`
`the mortgage(s)
`
`and
`
`be adjudged
`
`a valid
`
`lien
`
`on
`
`the Mortgaged
`
`Premises.
`
`FOURTEENTH:
`
`That
`
`the defendants
`
`herein
`
`have
`
`or claim
`
`to have
`
`some
`
`interest
`
`in, or
`
`lien
`
`the Mortgaged
`
`Premises
`
`or some
`
`part
`
`thereof,
`
`which
`
`interest
`
`or
`
`lien,
`
`if any,
`
`accrued
`
`upon,
`
`subsequent
`
`to the
`
`lien
`
`of
`
`the plaintiffs
`
`mortgage(s).
`
`FIFTEENTH:
`
`That
`
`the plaintiff
`
`is now
`
`the
`
`true
`
`and
`
`lawful
`
`holder
`
`of
`
`the
`
`said
`
`bond(s)/note(s)
`
`and
`
`is mortgagee
`
`of
`
`record
`
`or has
`
`been
`
`delegated
`
`the authority
`
`to institute
`
`a
`
`mortgage
`
`foreclosure
`
`action
`
`by
`
`the owner
`
`and
`
`holder
`
`of
`
`the
`
`subject
`
`mortgage
`
`and
`
`note;
`
`and
`
`there
`
`have
`
`been
`
`no prior
`
`proceedings,
`
`at
`
`law or otherwise,
`
`to collect
`
`or enforce
`
`the
`
`bond(s)/note(s)
`
`or
`
`and
`
`no such
`
`proceedings
`
`pending,
`
`or are in the process
`
`mortgage(s)
`
`are currently
`
`of being
`
`discontinued
`
`without
`
`prejudice.
`
`SIXTEENTH:
`
`That
`
`Schedules
`
`"A",
`
`"B",
`
`"C",
`
`"D",
`
`"E"
`
`and
`
`"F",
`
`be incorporated
`
`and
`
`made
`
`part
`
`of
`
`the Complaint
`
`with
`
`the same
`
`force
`
`and
`
`effect
`
`as if
`
`they were
`
`completely
`
`and fully
`
`set
`
`forth
`
`wherever
`
`reference
`
`is made
`
`to them herein.
`
`SEVENTEENTH:
`
`The
`
`plaintiff
`
`shall
`
`not
`
`be deemed
`
`to have waived,
`
`altered,
`
`released
`
`or changed
`
`its election
`
`herein
`
`by
`
`reason
`
`of any
`
`payment
`
`after
`
`the commencement
`
`of
`
`this
`
`action
`
`8 of
`
`38
`
`

`

`CLERK
`COUNTY
`KINGS
`FILED:
`/2022
`09/07
`03:58
`FILED: KINGS COUNTY CLERK 01/04/2023 03:40 PM
`PM)
`DOC.
`NYSCEF
`NO.
`1
`NYSCEF DOC. NO. 21
`
`525982/2022
`NO.
`INDEX
`INDEX NO. 525982/2022
`NYSCEF:
`RECEIVED
`09/07/2022
`RECEIVED NYSCEF: 01/04/2023
`
`of any
`
`or all of
`
`the
`
`defaults
`
`mentioned
`
`herein
`
`and
`
`such
`
`election
`
`shall
`
`continue
`
`to be effective.
`
`EIGHTEENTH:
`
`As
`
`a result
`
`of a scrivener's
`
`error,
`
`the property
`
`description
`
`(Legal
`
`Description)
`
`in the Mortgage
`
`recorded
`
`in CRFN 2020000230676
`
`and
`
`the Deed
`
`recorded
`
`in Reel
`
`4873
`
`at Page
`
`1733
`
`are erroneous
`
`summarized
`
`as follows:
`
`the first
`
`easem*nt
`
`reads
`
`as "...rear
`
`of
`
`prernium
`
`herein
`
`described."
`
`instead
`
`of
`
`"....rear
`
`of promises
`
`herein
`
`described.";
`
`the second
`
`easem*nt
`
`reads
`
`as "...adjoining
`
`on the
`
`north
`
`ove_n the most
`
`northerly..."
`
`instead
`
`of
`
`"...adjoining
`
`on the north o5 the most
`
`northerly...".
`
`The
`
`correct
`
`Legal
`
`Description
`
`which
`
`corresponds
`
`to the
`
`block
`
`and lot nurnber
`
`set
`
`forth
`
`in the Mortgage
`
`and Deed
`
`is set out
`
`in the Deed
`
`recorded
`
`in Reel
`
`289
`
`at Page
`
`348.
`
`It
`
`is requested
`
`that
`
`the proper
`
`and
`
`accurate
`
`legal
`
`description
`
`contained
`
`in the
`
`Deed
`
`recorded
`
`in Reel
`
`289
`
`at Page
`
`348
`
`be substituted
`
`nunc
`
`pro
`
`tune
`
`for
`
`the
`
`erroneous
`
`Legal
`
`Description
`
`in the Mortgage
`
`recorded
`
`in CRFN 2020000230676
`
`and
`
`the Deed
`
`recorded
`
`in Reel
`
`hereto
`
`please
`
`find
`
`the proposed
`
`4873
`
`at Page
`
`1733.
`
`Attached
`
`as Schedule
`
`"F",
`
`substituted
`
`mortgage
`
`premise
`
`legal
`
`description.
`
`WHEREFORE,
`
`plaintiff
`
`demands
`
`judgment
`
`adjudging
`
`and
`
`decreeing
`
`the amounts
`
`due
`
`it
`
`for
`
`principal,
`
`interest,
`
`costs
`
`and
`
`reasonable
`
`attorney
`
`fees
`
`if provided
`
`for
`
`in the bond(s),
`
`note(s)
`
`or
`
`mortgage(s),
`
`and that
`
`the
`
`defendants,
`
`and any
`
`persons
`
`claiming
`
`by,
`
`through
`
`or under
`
`them
`
`subsequent
`
`to the commencement
`
`of
`
`this
`
`action,
`
`and every
`
`other
`
`person
`
`or corporation
`
`whose
`
`the Mortgaged
`
`Premises
`
`or
`
`recorded
`
`right,
`
`tit

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PENNYMAC LOAN SERVICES, LLC v. THE HEIRS AT LARGE OF GLORIA BROOKS et al, 525982/2022, 21 (N.Y. Sup. Ct., Kings County Jan. 4, 2023) (2024)
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